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Income Is The GOAL

Income in retirement is the goal of any superannuation or pension savings system.
Every member of a superannuation or pension fund should have their savings managed in a way that improves the probability of achieving their own goal of a satisfactory income in retirement.  Australia is at the forefront of implementing these strategies.  This website is dedicated to sharing views and insight about these exciting developments about retirement income in Australia.

Pension Fund Strategy Consultancy

Comprehensive Approach to Consulting

At Income Is The Goal, I provide a wide range of consulting services tailored to our clients’ needs. My Consultancy services are designed to analyze, confront, and solve your issues. I’m a results-oriented Consultant and will work with you throughout the entire decision-making process to ensure your issues are resolved and managed. Contact me to find out how I can help today.

Policy Review

Putting You On the Path to Success

Income Is The Goal is your boutique resource to implement goals based invsting for your members. Since 2011, I’ve provided my clients with a wide range of services tailored to their specific needs. As an industry-leading Consultant, my Policy Review services will create a new path for success. Call me today and find out how I can help you achieve your goals.

Implementation Planning

Expert Guidance Every Step of the Way

Since 2011, I’ve provided my clients with extensive and tailored consulting services. A lot of people underestimate the positive impact on the organisation of an unbiased professional who can see the wood from the trees.  My Implementation Planning services will put you in the right direction and guide you through every step of the decision-making process. Get in touch today and see how you can benefit from my services.

Contact Me

The Founder Tony McFadyen will be happy to respond to any questions you may have about how to make Income the Goal of your superannuation fund, or deal with matters ancillary to the strategies needed to focus on income.

PO Box 3232, Bellevue Hill, NSW, Australia 2023.

+61 408 889838

Pre Retirement

In Australia our mandatory superannuation savings for employees provides many people with a robust structure in which to save.  But the historical construct has been to invest with no goal.  The assumed goal is to maximise wealth, but is that really what members want?  And indeed is it what fiduciaries should supply.  Explore these articles and sources for a variety of opinions on what the real goal of superannuation should be.....

Post Retirement

Unfortunately the Australian superannuation system was created as an accumulation system, with little recognition of the time after retirement.  These articles provide references for how fiduciaries should consider the challenges of retirement and managing peoples savings to provide income in their retired years....

Other Lifecycle Research

The basic premise of lifecycle theory is that as you get older you should take less risk with your retirement savings.  That neglects the need to understand peoples goals, and the differences between people and groups of people.  These articles will provide sources on various aspects of investment of pensions, ageing of our society and research into these matters.....

Other Useful Links and Articles

In this area I have collected many different articles and links about the issues faced by superannuation members, trustees and retirees.

About IITG

Tony McFadyen has had a substantial career in wholesale financial services.  His career has involved superannuation fund and fund manager strategy reviews, selection and management of sales and marketing teams, market entry reviews of organisations and processes, derivatives trading and risk management and compliance responsibilities.

Tony is passionate about the need to create structures that can help every member achieve their own goals for retirement.  Please contact us through this website or direct, to discuss how Income is the Goal can help your members.  

Tony's qualifications are an MBA, B.Comm., CFTP, SA Fin and MAICD.